15 Personal Finance Blogs You Should Read in 2020

If you want to get your finances in order, these personal finance blogs are a great place to start. From budgeting and saving money to investing and debt payoff, there’s a lot to learn when it comes to personal finance. But don’t worry, these 15 blogs have got you covered.

1. The Budget Mom: This blog is all about helping you take control of your finances and learn how to live a debt-free life.

2. Frugal Rules: Frugal Rules is all about helping you save money and live a more frugal lifestyle.

3. The Penny Hoarder: The Penny Hoarder is all about finding creative ways to save money and make extra cash.

4. Wise Bread: Wise Bread is a great resource for learning about personal finance, frugal living, and smart money management.

5. Get Rich Slowly: Get Rich Slowly is all about helping you build wealth over time through smart financial decisions.

6. Money Saving Mom: Money Saving Mom is all about helping you save money on everyday expenses so you can reach your financial goals.

7. Living Well Spending Less: Living Well Spending Less is all about living a frugal lifestyle without sacrificing quality of life.

8. Frugal Finds during Naptime: Frugal Finds during Naptime is all about finding great deals on everything from clothes to toys to home decor.

9. The Frugal Girl: The Frugal Girl is all about living a frugal lifestyle without feeling deprived.

10. Debt Free Adventure: Debt Free Adventure is all about paying off debt and living a debt-free life.

11. My Debt Epiphany: My Debt Epiphany is all about my journey to becoming debt-free and sharing what I’ve learned along the way.

12. Make Cents of Sense: Make Cents of Sense is all about making sense of your finances and reaching your financial goals.

13. The Financial Diet: The Financial Diet is all about helping you change your relationship with money for the better.

14 . Fabulously Frugal in Seattle : Fabulously Frugal in Seattle is all about living a frugal lifestyle without missing out on the best that Seattle has to offer . 15 . 30-something Finance : 30-something Finance helps readers navigate their finances in their 30s , whether they ‘re just starting out or well established in their careers .

ways to save money

here are many ways to save money, but here are three simple tips:

1. Automate your savings: Have a certain amount of money automatically transferred from your paycheck into a savings account. This way, you’ll never even see the money and won’t be tempted to spend it.

2. Cut back on unnecessary expenses: Take a close look at your spending habits and see where you can cut back, whether it’s eating out less often or switching to a cheaper cell phone plan.

3. Make a budget and stick to it: A budget can help you track your spending and make sure you’re not overspending in any one area. Once you have a budget, make sure to stick to it as closely as possible.

budgeting tips

ssuming you would like tips for budgeting:

1. Make a list of your income and expenses. This will help you get a clear picture of where your money is going.

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2. Track your spending. This will help you identify areas where you may be able to cut back.

3. Set goals. Having specific goals in mind will help you stay on track and make better spending decisions.

4. Make a plan. Once you know where your money is going, you can start to make a plan for how to save money.

5. Stay disciplined. It can be easy to stray from your budget, but if you stick to it, you will be able to save money in the long run.

investing for beginners

nAre you thinking about investing, but don’t know where to start? Here are a few tips for investing for beginners.

Start by saving: Investing is important, but it’s not the only factor that determines your future success. Savings also play a big role in building your financial security. Try to have at least 3-6 months of living expenses saved so that you can weather any storms that come your way.

Create a budget: Knowing how much money you have coming in and going out is key to making smart financial decisions. Make a budget and track your spending so that you know where your money is going. This will help you make adjustments to ensure that you’re able to save more and spend less.

Set goals: What do you want to achieve with your investments? Do you want to retire early? Build up a nest egg for your children’s education? Once you know your goals, you can start to develop a plan for how to best achieve them.

Diversify: Don’t put all of your eggs in one basket. When you diversify, you spread out your risk and increase the chances that at least some of your investments will do well. Consider investing in a mix of stocks, bonds, and other assets.

Start small: You don’t have to invest a lot of money to get started. In fact, it’s often best to start small and gradually increase your investment over time. This allows you to get comfortable with the process and make mistakes without losing a lot of money.

saving for retirement

aving for retirement is important because it gives you a nest egg to live on when you stop working. There are many ways to save for retirement, but the most common is through a 401(k) or IRA.

A 401(k) is a retirement savings plan offered by your employer. You can choose to have a certain amount of your paycheck withheld each month and deposited into your 401(k). The money in your 401(k) grows tax-deferred, meaning you don’t have to pay taxes on it until you withdraw it in retirement.

An IRA is an individual retirement account that you open and fund yourself. There are two types of IRAs: traditional and Roth. With a traditional IRA, you get a tax deduction for the money you contribute, but you pay taxes on the withdrawals in retirement. With a Roth IRA, you don’t get a tax deduction for your contributions, but the withdrawals are tax-free in retirement.

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No matter which type of retirement savings plan you choose, the important thing is to start saving as early as possible. The sooner you start saving, the more time your money has to grow.

how to get out of debt

here are a few things you can do to get out of debt.

First, you need to create a budget and make a plan to pay off your debt. You can do this by figure out how much money you have coming in each month and how much your debts are costing you. Once you know this, you can start making a plan to pay off your debt.

Second, you need to make extra money. You can do this by getting a part-time job or by selling some of your belongings. This extra money will help you pay off your debt faster.

Third, you need to cut back on your spending. You can do this by evaluating your spending habits and eliminating unnecessary expenses. This will free up more money to put towards your debt.

Fourth, you need to make sure you are making all of your payments on time. This will help you avoid late fees and keep your credit score high.

If you follow these steps, you will be on your way to becoming debt-free!

credit scores and credit reports

hat are credit scores and credit reports?

Credit scores are numerical representations of your creditworthiness. They are used by lenders to determine whether you are a good candidate for a loan and what interest rate to offer you. Credit reports, on the other hand, are detailed records of your credit history. They include information such as your payment history, outstanding debt, and any derogatory items such as bankruptcies or foreclosures.

Your credit score is based on the information in your credit report. The most common scoring model, FICO, ranges from 300 to 850. The higher your score, the lower the risk you pose to a lender and the better your chances of being approved for a loan with a favorable interest rate.

There are a few things you can do to improve your credit score, such as paying your bills on time, maintaining a good credit history, and keeping your debt levels low. You can also get a free copy of your credit report from each of the three major credit reporting agencies – Experian, TransUnion, and Equifax – once per year. This will help you catch any errors or negative items that may be draggin


here are many different types of taxes and it can be confusing to keep track of them all. Here is a brief overview of the most common taxes:

Income tax: This is the tax you pay on your earnings from employment, investments, or other sources. The amount you owe depends on your income level and filing status.

Sales tax: This is a tax on the purchase of goods and services. The rate varies by state, but is typically around 5-10%.

Property tax: This is a tax on the value of your property, such as your home or land. The amount you owe depends on the value of your property and the tax rate in your area.

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Capital gains tax: This is a tax on the profit you make from selling an asset, such as stocks or real estate. The rate depends on your income level and how long you held the asset.

These are just some of the most common taxes that people pay. There are many others, such as estate taxes and excise taxes. It’s important to stay up-to-date on all the different types of taxes so you can be sure you’re paying what you owe.


nsurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments more affordable for the insured.

Types of insurance include but are not limited to: health, disability, long-term care, automobile, homeowners, renters, life, annuities, liability, surety bonds.

estate planning

state planning is the process of organizing your affairs so that your assets are distributed according to your wishes after you die. This includes making a will, setting up trusts, and choosing an executor. It also includes planning for incapacity, such as by creating a power of attorney or advance directive.

Estate planning is important because it allows you to control what happens to your assets after you die. If you don’t have a plan, the state will determine how your assets are distributed, which may not be in line with your wishes.

An estate plan can also help you minimize taxes and expenses, and it can protect your loved ones from having to make difficult decisions during a time of grief.

Creating an estate plan is a personal decision, and there is no one-size-fits-all solution. The best approach is to work with an experienced estate planning attorney who can help you understand your options and create a plan that meets your unique needs.


mortgage is a loan that helps you finance the purchase of a house. When you get a mortgage, you make monthly payments over a set period of time, usually 15 or 30 years. The payments are divided into two parts: principal and interest. The principal is the amount of money you borrowed, and the interest is the cost of borrowing that money.

Over time, as you make your mortgage payments, the amount of your loan that you owe decreases. This is because a portion of each payment goes toward paying off the principal, or the amount you borrowed. The rest of your payment is applied to interest, or the cost of borrowing money.

Your interest rate will affect how much you pay each month and how much interest you’ll pay over the life of your loan. A higher interest rate means higher monthly payments and more interest paid over time.

leasing vs. buying a car

ways to save money
-budgeting tips
-how to invest
-retirement planning
-debt management
-credit scores
-financial goal setting
-estate planning
-college savings

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